OKC Metro Area Home Buyer ChecklistWe
OKC Metro Area Home Buyer Checklist
Dated: November 13 2020
OKC Metro Area Home Buyer Checklist
We are dedicated Buyer's Agents who help you throughout the entire home-buying process. We are always available to answer your questions and provide the guidance to make your experience smooth and hassle-free.
Here are the 8 Keys Steps to Become "Purchase Ready" for Homeownership:
Key Step #1 - Provide you with a custom built home search with all home listings matching "what you're looking for in a home". We have an in-depth discussion to understand your housing needs so that we can deliver the homes to your email and you have the opportunity to review the homes that best match your needs. As your needs become more clear we will make the necessary updates in your custom home search.
Key Step #2 - We give you a Complete Overview of the Home Buying Process. We will review requirements to be approved for a home loan, all of the things that you need to have available to be processed and approved as well as the time lines for all of the things that must be done before your final approval. We work to discover, then eliminate, any kind of "surprises" that might be a potential problem.
Key Step #3 - We review your Income and Credit to help determine the price range and monthly payments that you can be approved for and that fit your monthly budget for housing.
Key Step #4 - We review the currently available home loan options, including any Special Financing options, and explain the programs that are a good fit with your situation. That includes Special Financing Options for First Time Buyers and our No Down Buying System that helps many Buyers get into a home for as little as $500 Total Move-In Costs.
Key Step #5 - We explain the many different home loans that are available today. This includes government guaranteed loans, conventional loans, portfolio loans offered by banks, etc. After we have identified which home loans might be of the greatest interest to you, we provide you with Referrals to the Lenders that offer the home loans that are a great fit with your situation; a Lender that has competitive interest rates and lender fees as well as good processing. In addition, we provide you referrals to insurance agents, home inspectors, title companies, termite inspectors, etc. to help expedite the entire home-buying process and experience a successful closing once we help you find the right home.
Key Step #6 - We then work with you to obtain a mortgage credit report to see if there are any credit issues that need attention before your loan can be approved. This is a very important step and should be done as early in this process as possible.
Key Step #7 - We review the down payment and closing costs that are required by the different loans that might be your better options. This will give you additional information to consider when you are making your decision regarding which home loan you want to use to make your purchase.
Key Step #8 - We review your housing needs and preferences with you. This also mean a discussion of areas, school districts, crime rates and a host of other factors in addition to home features and style. We review the homes that are currently available for sale in your home search with you in order to not miss any homes that might be of special interest to you. Whenever you see homes that you want to schedule showings for we will get them set up at your earliest convenience. Our philosophy is to show you all of the homes that you choose to view until you find the "Special Home" you've been looking for.
Some of the best news for you as a Buyer is that our Buyer representation never costs you a dime. The home Seller pays our commission so you actually never pay us anything at all for the services we provide you.
Licensed since 1989, we have devoted a large part of our real estate business working with First Time Home Buyers and Renters just like you! Nothing I do gives me more satisfaction than meeting someone who is ready to become a homeowner but needs a little bit of professional assistance and guidance with the process. You will find us to be accommodating to your schedule, always available to answer your questions and you will notice that we are always doing everything we can to keep things moving smoothly to your successful closing and the day you get the keys to your new home!